Answer:
the interest rate.
Step-by-step explanation:
The interest rate -
It refers to the due money for the principal amount for the borrowing process , is referred to as the interest rate . 
The amount of interest is directly proportional to the principal amount . 
i.e.,
more the principle amount , more would be the interest rate , and vice versa . 
The interest rate applied on the yearly basis , is refers to as the annual interest rate . 
Hence , from the given statement of the question , 
The correct answer is the interest rate .