Question

If an insured has a limited group plan and the carrier discontinues group benefits, as long as the insured has not used up all of their benefits under the policy, in the case of total disability, coverage applies up to ______ after discontinuation or end of disability, whichever occurs first.

Answer 1

90 Days

Step-by-step explanation:

As generally, an insurer has got all the rights to recover from the insurance company, which are enclosed in the insurance agreement.

When there is a group plan and there is discontinuity on the part of carrier then the insurer holds the right to get the service for 90 days, from the date of discontinuity or that of total disability.

This period is define as per the legal terms of an insurance agreement, made under the prevailing laws and regulations.