Question

All of the following are prohibited provisions in a long-term care policy, except:

A. Cancels, nonrenews, or terminates the policy on the grounds of age or deterioration of the mental or physical health of the insuredB. Cancelling a policy due to nonpayment of premiumC. Limits or denies benefits to a policyholder who is diagnosed with any destructive brain tissue disease that will result in loss of brain functionD. Provides coverage for only skilled nursing care instead of lower levels of care

Answer 1

D

Step-by-step explanation:

Provides coverage for only skilled nursing care instead of lower levels of care

Answer 2

Cancelling a policy due to nonpayment of premium

Step-by-step explanation:

In a long-term care policy, it is highly possible to cancel a policy as a result of non-payment of premium. There is a specified number of months that if a premium is not paid, the long-term care policy can be terminated or cancelled as the case may be.