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Can a credit card company sue you, and their lawyer keep calling you for a credit card your now deceased ex-husband had five years ago? Option 1: Yes, a credit card company can sue you for your deceased ex-husband's credit card debt. Option 2: No, you are not legally responsible for your deceased ex-husband's credit card debt. Option 3: Creditors can contact you regarding the debt, but you are not obligated to pay it. Option 4: The legality of the situation depends on various factors, including jurisdiction and the specific circumstances of the debt.

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User MacroMan
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Final answer:

A credit card company can sue you for your deceased ex-husband's credit card debt, but it depends on various factors. The continuous calls from the credit card company's lawyer must follow the Fair Debt Collection Practices Act. Consulting a legal professional is important.

Step-by-step explanation:

A credit card company can sue you for your deceased ex-husband's credit card debt, but your legal responsibility will depend on various factors. Generally, when someone passes away, their debt becomes part of their estate and is typically paid off using their assets. However, if you co-signed the credit card or live in a community property state, you may be held responsible for the debt.



Regarding the continuous calls from the credit card company's lawyer, they have the right to contact you regarding the debt. However, they must abide by the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment or abuse in debt collection. If you feel that the lawyer's calls are excessive or abusive, you can consult an attorney to understand your rights and options for dealing with this situation.



In any case, it is important to consult a legal professional who specializes in debt collection and estate matters to understand your rights and obligations in this situation.

Learn more about Legal responsibility for deceased ex-husband's credit card debt

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User SimonWasHere
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