Question

Angelica is hosting a holiday party at her apartment and her friend Victor slips and injures his knee. Victor says the accident is Angelica's responsibility. Which type of renters insurance will protect Angelica and cover a portion of Victor's medical expenses?

Answer 1

The type of renters insurance that will protect Angelica and cover a portion of Victor's medical expenses is liability insurance. Liability insurance provides coverage for accidents that occur in the rented property that the policyholder is responsible for, such as injuries sustained by guests. When Victor slips and injures his knee in Angelica's apartment, liability insurance will cover Victor's medical expenses, legal fees, and any damages that Victor might seek.