Question

1. Christy likes to drive a little fast, generally just 10-15 miles over speed limit. Because she has

received three speeding tickets, her insurance rates have increased. What can Christy do to lower
her premiums?

Answer 1

To lower her insurance premiums, Christy can drive within the speed limit, take a defensive driving course, shop around for a better insurance rate, and improve her driving record.

Step-by-step explanation:

To lower her insurance premiums, Christy can take the following steps:

1. Drive within the speed limit: The first and most important step Christy can take is to drive within the speed limit. By obeying the speed limit, she can avoid getting any more speeding tickets and demonstrate to her insurance company that she is a responsible driver.
2. Take a defensive driving course: Christy can consider taking a defensive driving course. Completing a defensive driving course can sometimes lead to a discount on her insurance premiums. She should check with her insurance company to see if they offer this discount.
3. Shop around for a better insurance rate: Christy can also consider shopping around for a better insurance rate. Different insurance providers have different rates and discounts, so she may be able to find a provider that offers lower premiums for drivers with her profile.
4. Improve her driving record: Over time, as Christy maintains a clean driving record without any more speeding tickets, her insurance rates may gradually decrease.

Answer 2

below

Step-by-step explanation:

There are several things that Christy can do to lower her insurance premiums despite receiving three speeding tickets:

1. Improve her driving habits:

Christy can try to be more careful and avoid speeding in the future. If she can maintain a clean driving record for a certain period of time, her insurance rates may decrease.

2. Take a defensive driving course:

Many insurance companies offer discounts to drivers who take a defensive driving course. Christy can take a course to improve her driving skills and qualify for a discount.

3. Increase her deductible:

By increasing her deductible, Christy can lower her insurance premiums. However, this means that she will have to pay more out of pocket if she gets into an accident.

4. Shop around for better rates:

Christy can compare insurance rates from different companies to find a better deal. She may be able to find a company that offers lower rates despite her previous speeding tickets.

5. Consider dropping coverage: If Christy has an older car, she may want to consider dropping collision coverage to save money. This means that she will have to pay for any damages to her own car out of pocket, but it may be worth it if the savings on her premiums are significant.