Question

Who, from among the following, would NOT be covered under the Third Liability coverage of an automobile insurance policy?

a) Anyone who has the permission of the named insured to drive the automobile
b) A passenger who operates a part of the automobile
c) The named insured
d) A neighbor's son who takes the automobile form the insured's driveway without consent

Answer 1

Under Third Liability coverage in an automobile insurance policy, a neighbor's son who takes the car without consent is not covered, as the coverage only applies to those driving with permission from the named insured.

Step-by-step explanation:

The question pertains to the scope of Third Liability coverage in an automobile insurance policy. From the options provided, the person who would NOT be covered under this type of liability insurance is d) A neighbor's son who takes the automobile form the insured's driveway without consent. This is because such coverage typically extends to drivers who are operating the vehicle with the explicit permission of the named insured. In this case, the neighbor's son does not have permission and would be excluded from coverage due to the unauthorized use of the vehicle.