Final answer:
A record store would NOT need bailee coverage as they do not have custody or control of the records once the transaction is complete.
Step-by-step explanation:
Out of the given businesses, a record store would NOT need bailee coverage. Bailee coverage is a type of insurance that protects a business when they have temporary custody or control of someone else's property. In a record store, customers typically purchase and take home the records they buy. The store does not have custody or control of the records once the transaction is complete, so bailee coverage would not be necessary for this type of business.