Question

Which of the following situations would be covered by a standard CGL insurance policy with no endorsements?

A. A company is sued for copyright infringement in their advertisement.
B. An employee is injured in the stockroom by a falling package.
The CGL does not cover injuries of employees performing work related duties, recall of products, or liquor liability.
C. A tavern over serves alcohol to a customer, who then goes out and causes a fatal car accident.
D. A defective product is shipped en masse to the public and must be recalled.

Answer 1

A standard CGL insurance policy with no endorsements would cover situation B. An employee being injured in the stockroom by a falling package.

Step-by-step explanation:

A standard CGL insurance policy with no endorsements would cover situation B. An employee being injured in the stockroom by a falling package. This falls under the general liability coverage of the policy as it pertains to bodily injury on the insured premises.