Question

Indemnity health plans

A) greatly restrict the choice of health care providers.
B) require you to pay the doctor and then get reimbursed.
C) require you to get approval to see a specialist.
D) are the least expensive of all health care plans.

Answer 1

Indemnity health plans do not greatly restrict the choice of health care providers, do not require approval to see a specialist, and often pay the provider directly.

Step-by-step explanation:

Indemnity health plans are a type of health insurance plan that reimburses policyholders for a percentage of their medical expenses. These plans do not greatly restrict the choice of health care providers, as policyholders are typically able to visit any doctor or hospital they choose. Unlike other types of health plans, indemnity plans usually do not require policyholders to get approval to see a specialist. Additionally, rather than requiring policyholders to pay the doctor and then get reimbursed, indemnity plans often pay the provider directly.