Final answer:
Individuals with high self-efficacy are least likely to rely on rules of thumb to guide them.
Step-by-step explanation:
Individuals who have high self-efficacy are least likely to rely on rules of thumb to guide them.
Self-efficacy refers to a person's belief in their own ability to succeed in specific situations.
People with high self-efficacy are confident in their decision-making skills and are more likely to use cognitive skills to make decisions rather than relying on heuristics or shortcuts.