Question

Which area is not protected by most homeowners insurance?

A) Dwelling
B) Personal property
C) Flood damage
D) Liability

Answer 1

Most homeowners insurance policies do not cover flood damage (option C).

Step-by-step explanation:

Most homeowners insurance policies do not cover flood damage (option C). While homeowners insurance typically provides coverage for the dwelling (option A) and personal property (option B), flood damage requires a separate flood insurance policy. Liability (option D), which covers damages or injuries caused by the homeowner or their family members, is typically included in homeowners insurance.