Question

A property insured under dwelling policy contains a main house several outbuildings. If one of the outbuildings is connected to the main house by a high fence, is the outbuilding considered to be an "other structure" under the dwelling policy?

Answer 1

In a dwelling policy, an outbuilding connected to the main house by a high fence would typically be considered as an "other structure".

Step-by-step explanation:

In a dwelling policy, an outbuilding connected to the main house by a high fence would typically be considered as an "other structure".

"Other structures" in a dwelling policy refer to separate buildings that are not attached to the main house. These could include garages, sheds, or in this case, the outbuilding.

It's important to note that the specific terms and coverage of the dwelling policy may vary, so it is always recommended to consult the policy documents or speak with an insurance agent for accurate information.