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Answer:
Credit Report Is essential for us.
It provides detail Data for Credit transfer initiated by us
It helps to avoid any Wrong transaction done by hackers or someone else which we don't know
The correct answer is
A credit report is a detailed breakdown of an individual's credit history prepared by a credit bureau. Credit bureaus collect financial information about individuals and create credit reports based on that information, and lenders use the reports along with other details to determine loan applicants' creditworthiness.
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