Question

What is the one website you can visit in order to request a free credit report from any of the three bureaus?

Answer 1

The only authorized website for free credit reports is Annual Credit Report (dot com). Every individual is entitled to one free credit report every 12 months from each of 3 nationwide credit reporting companies (Equifax, Experian, TransUnion). To receive a free credit report, following information needs to be provided in order to verify the identity:

1. Name
2. Address
3. Social Security Number
4. Date of Birth

This is possible because of The Fair Credit Reporting Act (FCRA). The Federal Trade Commission is responsible for enforcing this Act.