Answer:
The answer is: The Federal Trade Commission, or FTC, and the Office of Consumer Financial Protection, or CFPB.
Explanation:
The Federal Trade Commission, or FTC, was established in 1914 to promote consumer protection and competition among companies. In addition to helping people with identity theft cases, the FTC handles consumer complaints related to false advertising, deceptive business practices and debt collection problems.
The Office of Consumer Financial Protection, or CFPB, was created in 2011 in response to the financial crisis of 2008. Its objective is to protect consumers from abuse in the financial sector, which covers bank accounts, credit reports, credit cards, debt collection, mortgages and loans.
The answer is: The Federal Trade Commission, or FTC, and the Office of Consumer Financial Protection, or CFPB.