Answer:
the second one"If I keep spending more money than I am earning my bank account will continue depleting"
Step-by-step explanation:
because depleting or deplet means to:
"1. To consume or reduce to a very low amount; use up: drought that depleted the stores of grain.
2. To remove the contents or important elements of; empty out or exhaust: overfishing that depleted the lake of trout; farming practices that depleted the soil of nutrients.