Question

Health insurance can be a complicated matter. In your opinion, do you think it would be better to have a lower premium (the amount you pay every month) and a higher deductible (the amount of money you pay up front for medical services), OR a slightly higher monthly premium and a lower deductible? Why? help me asap plz and thx u

Answer 1

I'd perfer lower premium a d a lower deductible. Having to pay more upfront is more manageable and is easier to plan for in the future. when setting up my budget I can put the lower premium in and plan around it but if it was higher then that would be harder to do.