You have a credit card with an existing balance of $1,569.34, a credit limit of $2,000.00, and an interest rate of 12.5% APR. You pay
 $150.00 a month. When will the balance be below the target debt ratio to improve your credit score?
 A. 2 months
 B. 5 months
 16676
 c. 4 months
 D. 3 months