Answer:
Your answer is C, Groceries
Explanation:
Cell phone bills can be really high depending on your contract and your provider.
We already know your electricity bill is gonna be the highest.
Emergencies can really be used because if you really need the money at the time you can go yeet your saved up money and use it.
Groceries are everyday items and you shouldn't have to use your ave money for these.
Your answer C
Hope this helps.