Question

As of this year, Brad, aged 35, has 36 credits of covered employment under the Social Security program. These credits were all earned in the last 40 calendar quarters. What is Brad's insured status under the program?

Answer 1

The correct answer is He is currently, fully and disability insured.

Permanent disability is defined as the consequence of a fact in which some member of the body, or part of it, loses its vital functions. From that moment on, it is no longer possible to count on this segment of the body to perform activities that would normally be carried out safely and with good performance.

In this case, the disability defined as total would be, for example, the loss of vision in both eyes. The situation is irreversible and leaves virtually no gap for the individual's rehabilitation.

Disability insurance is unknown to the general population. In adverse situations, which generate some type of disability, people generally think about disability retirement and do not even imagine that there is a type of insurance that covers these types of adversities.