Susan gives Marie her ABC Credit Union debit card and personal identification number (PIN) so Marie could get $25 from Susan's bank account. Marie withdrew $100 instead of the agreed to $25. How can Susan get the $75 back?
a. Demand the ABC Credit Union reimburse her for Marie's unauthorized transaction
b. File a complaint with the Federal Reserve Board to reimburse her for Marie's unauthorized transaction
c. Demand that the bank where Marie has her checking account reimburse her for Marie's unauthorized transaction
d. No bank or government agency is obligated to reimburse Susan because she authorized Marie to use her ATM card and PIN