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If a disability insurance applicant is insurable, but not at a standard rate, all of the following are actions an underwriter can take, except:

A. Charge a higher premiumB. Increase the elimination periodC. Reduce the dividends the policy is eligible forD. Reduce the benefit period and/or amount

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User Seafish
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1 Answer

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If a disability insurance applicant is insurable, but not at a standard rate, all of the following are actions an underwriter can take, except : Reduce the dividends the policy is eligible for

Option C

Step-by-step explanation:

The SSDI is a federal government initiative designed to protect employees from the loss of income because of full disabilities. The situation would meet with the SSA criteria and you had to have earned adequate job credits in order to apply for SSDI.

Both staff and managers are required to contribute to the scheme. Workers as well as employers pay FICA tax into the system.

You may have the right to have a disabled advocate or other legal representative to assist you in any part of the social security disability benefit referral and appeal process.

An attorney is very aware of the process which can save you a lot of time and tension. Studies have shown that getting a disability specialist helps you substantially with your argument

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User John Mutuma
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