Answer: Misrepresentation
Explanation:
Misrepresentation is the defined as the misleading statement and facts that are made by a person or party during contract,negotiation or agreement towards the other person. They states false statement usually to make other party to enter the contract.This is considered as act of fraud and the person can be penalized for doing so.
According to the question, if a producer broker or any other person tries to indulge other person into a policy by making untrue statement and providing false benefits, then the person is misrepresenting and he can be blameworthy for such act.