Question

Which of the following is true of a children's rider added to an insured's permanent life insurance policy?

A. It is permanent insurance
B. The policy covers only the natural children of the insured
C. Each child covered must show evidence of insurability
D. It is term coverage that is convertible to permanent insurance at or prior to the child reaching the maximum coverage age

Answer 1

D It is term coverage that is convertible to permanent insurance at or prior to the child reaching the maximum coverage age.

Explanation: Children's rider are term insurance covering all of the children in the family, including newly born children, and can be converted to permanent insurance upon a child reaching the maximum or full age without evidence of insurability. It seems like a very decent insurance which a lot of people make use of .