Answer:
Homeowners insurance
Explanation:
Homeowners insurance is designed to protect your home from what are called "perils." A peril is your exposure to risk or something that causes loss or destruction. … Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1). Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms and hail. But, it's important to know that not all natural disasters are covered by homeowners insurance. For example, damage caused by earthquakes and floods are not typically covered by homeowners insurance.