Answer:When the donation collectors approach Scrooge expecting a donation to help the poor at Christmas, he insists that he's done his duty to the poor by supporting the government establishments that provide aid. He refuses to assist any further because he's done the necessary minimum, and that's all he must do. Scrooge is too greedy to be charitable, and Marley was the same way. Scrooge sees nothing wrong with refusing to donate to charity because he believes that people in need of charity are all idle, and if they would work, they would not be in need