Question

Which scenario demonstrates a wise use of credit cards?

A. Spencer chooses a credit card with a low interest rate and low
credit limit. He pays off the total charges each month.
B. Stephanie gets as many credit cards as she can. She spreads her
expenses among the cards and makes the minimum payment on
each.
C. Brianna pays off the minimum on her credit card. She leaves the
large balance for when she will make more money.
D. Avery applies for the first credit card offer he receives in the mail.
He saves time because all creditors offer the same terms.

Answer 1

A. Spencer chooses a credit card with a low interest rate and low credit limit. He pays off the total charges each month.

Step-by-step explanation: