Answer:
To find the answer, we divide the APR by twelve in order to obtain the monthly interest rate:
24.31% / 12 = 2.02% monthly rate.
Because we do not have anymore information, what we can determine is that the real amount of money that is going towards the car principal payment is the total monthly payment of 455.00 a month minus the amount of interest in that payment, represented by a 2.02% monthly rate over the total principal amount.