What factor has the most impact on a person's credit score?

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asked Aug 16, 2022 26.9k views

1 Answer

Chiina · Answer 1 · 2022-08-23T01:46:36+0000

Answer:

The biggest factor impacting your credit is your payment history, which makes up 35% of your FICO® Score☉ . A close second is the amount of credit you're using, which accounts for 30% of your payment history.

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What factor has the most impact on a person's credit score?

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What factor has the most impact on a person's credit score?