Answer:
The required provision for a life insurance policy that has cash value is **b. nonforfeiture**. Nonforfeiture provisions are designed to ensure that if the policyholder stops paying premiums, they will still receive some value from the policy, either in the form of a reduced paid-up policy, extended term insurance, or a cash surrender value. This provision helps protect the policyholder's investment in the policy.
Step-by-step explanation: