What do you think? if you plan on going to college, how do you plan to finance it? if you're not going to college, how are you planning to finance your future? how long do you think young people should wait to get a credit card? how much do you know about budgeting? how will you finance your future? Option 1: Scholarships and grants Option 2: Student loans Option 3: Part-time work while studying Option 4: Combination