How does the credit bureau compute credit scores for individuals? Which factors of the credit report are considered the most important to an individual's credit score?

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asked Sep 8, 2024 197k views

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Techstack · Answer 1 · 2024-09-13T23:37:59+0000

Answer: They compute it by your credit card utilization, how much debt your have, and open accounts. The most important factor is if you make payments on time.

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How does the credit bureau compute credit scores for individuals? Which factors of the credit report are considered the most important to an individual's credit score?

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