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A bank loaned out $33,500, part of it at the rate of 5% annual interest, and the rest at 4% annual interest. The total interest earned for both loans was $1,475.00. How much was loaned at each rate?

1 Answer

3 votes

Answer:

$13500 was loaned out at 5% annual interest.

$20000 was loaned out at 4% annual interest.

Explanation:

We can determine the amount loaned at each rate using a system of equations where:

  • x represents the amount loaned at 5% annual interest,
  • and y represents the amount loaned at 4% annual interest.

First equation:

We know that the sum of the amounts loaned at 5% and 4% equals the total amount loaned out:

amount loaned at 5% + amount loaned at 4% = total amount loaned

Since the bank loaned out $33500, our first equation is given by:

x + y = 33500

Second equation:

We also know that the sum of the interests earned at 5% and 4% equals the total interest earned:

(5% interest rate * loan amount) + (4% interest rate * loan amount) = total interest

  • Note that for our equation, we convert 5% and 4% to a decimal (i.e., 0.05 and 0.04).

Since the total interest earned was $1475, our second equation is given by:

0.05x + 0.04y = 1475

Method to solve: Elimination:

Solving for x (the amount loaned at 5%):

First we need to multiply the first equation by -0.04, which will eventually allow us to eliminate y since -0.04y + 0.04y = 0:

-0.04(x + y = 33500)

-0.04x - 0.04y = -1340

Now we can add the two equations to eliminate y and solve for x:

-0.04x - 0.04y = -1340

+

0.05x + 0.04y = 1475

----------------------------------------------------------------------------------------------------------(-0.04x + 0.05x) + (-0.04y + 0.04y) = (-1340 + 1475)

(0.01x = 135) / 0.01

x = 13500

Thus, $13500 was loaned out at 5% annual interest.

Solving for y (the amount loaned at 4%):

Now we can solve for y by plugging in 13500 for y in the first equation (x + y = 33500):

(13500 + y = 33500) - 13500

y = 20000

Thus, $20000 was loaned out at 4% annual interest.

answered
User Jkelley
by
8.3k points
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