Question

The Health Insurance Portability and Accountability Act of 1996: Multiple Choice

-Sets state standards to ensure that workers do not lose their health insurance if they change jobss
- Applies to individual health insurance policies
-Sets federal standards to ensure that workers do not lose their health insurance if they change jobs
-Is a replacement for the Consolidated Omnibus Budget Redoncillation Actllifi986.
-Prevents employees from moving from one group health plan to another without allapse in coverage

Answer 1

HIPAA is a federal law that protects individuals' health insurance coverage when they change jobs. It sets standards to ensure that workers don't lose their health insurance when transitioning between employers. It promotes portability of coverage and prevents gaps in insurance during job changes. While it primarily applies to group health plans, it indirectly affects individual coverage. Its main goal is to provide continuity and stability in accessing healthcare services.