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substitute value of x in the function to see if it equals to zero , if not it won't be a factor of the function
so (x-4) is a factor for the function
Explanation:
IF x-4 is a factor, then putting in x = + 4 will make the polynomial = 0
5 ( 4^3) - 20 (4^2) - 5(4) + 20 = 0 Yes...it is a factor