asked 205k views
2 votes
Michael invests $1,000 in an account that earns a 4.75% annual percentage rate compounded continuously. Peter invests$1,200 in an account that earns a 4.25% annual percentage rate compounded continuously. Which person's account will grow to $1,800 first?

asked
User Yousi
by
7.0k points

1 Answer

4 votes

Answer:

Explanation:

We can use the formula for continuous compounding to determine how long it will take each account to reach $1,800.

For Michael's account, the formula is:

A = P*e^(rt)

where:

A is the amount in the account after t years

P is the principal

r is the annual interest rate

t is the time in years

Plugging in the values given, we get:

1,800 = 1,000*e^(0.0475t)

Taking the natural logarithm of both sides, we get:

ln(1,800/1,000) = 0.0475t

t = ln(1,800/1,000)/0.0475

t ≈ 8.55 years

So it will take approximately 8.55 years for Michael's account to reach $1,800.

Similarly, for Peter's account, the formula is:

A = P*e^(rt)

where:

A is the amount in the account after t years

P is the principal

r is the annual interest rate

t is the time in years

Plugging in the values given, we get:

1,800 = 1,200*e^(0.0425t)

Taking the natural logarithm of both sides, we get:

ln(1,800/1,200) = 0.0425t

t = ln(1,800/1,200)/0.0425

t ≈ 9.03 years

So it will take approximately 9.03 years for Peter's account to reach $1,800.

Therefore, Michael's account will grow to $1,800 first as it will take less time (8.55 years) compared to Peter's account (9.03 years).

No related questions found