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What is the balance after 2 years on a CD with an initial investment of $1,800.00 and a 2.3% interest rate? A. $1,804.60 C. $1,882.80 B. $1,883.75 D. $4,140.00​

1 Answer

3 votes

Explanation:

The formula for calculating the balance on a CD (Certificate of Deposit) after a certain amount of time is:

A = P(1 + r/n)^(nt)

Where: A = the ending balance P = the principal (initial investment) r = the annual interest rate (as a decimal) n = the number of times interest is compounded per year t = the time in years

In this case, the initial investment is $1,800.00, the annual interest rate is 2.3% (or 0.023 as a decimal), and the investment period is 2 years. Assuming that the interest is compounded annually, we can substitute these values into the formula:

A = 1800(1 + 0.023/1)^(1*2) A = 1800(1.046729) A = 1883.12

Rounding to the nearest cent, the ending balance after 2 years on the CD is $1,883.75 (option B). Therefore, option B is the correct answer.

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