Final answer:
In underwriting a whole life insurance policy, the insurance company might not use Nassar's family health history, as obtaining this information can be costly and the individual has more intimate knowledge about it.
Step-by-step explanation:
In underwriting a whole life insurance policy for Nassar, a Canadian citizen, there are various factors that an insurer's underwriter would consider, such as Nassar's health history, age, occupation, and lifestyle. However, family health history would not be a deciding factor, as the individual purchasing insurance is likely to have more detailed and personal knowledge about their family's health than what the insurer could obtain without significant cost and investigation. It is similarly difficult for the company to assess how someone actually drives when underwriting car insurance, as the person may be a high-risk driver without a major accident on record.