Question

An insurance applicant was recently denied insurance coverage. The applicant is requesting access from the insurer to record personal information regarding this decision. Under the Information and Privacy Protection Act, the insurer MUST make the information available within ___ business days

A. 15 days
B. 30 days
C. 45 days
D. 60 days

Answer 1

Under the Information and Privacy Protection Act, the insurer must make the requested information available within 30 days.

Step-by-step explanation:

In the scenario where an insurance applicant has been denied coverage and requests access to personal information related to this decision under the Information and Privacy Protection Act, the insurer is typically mandated to make the information available within a specific time frame. As per common regulations:

B. 30 days

Insurers often have up to 30 days to provide access to the requested personal information to the applicant under privacy and information protection laws or regulations. This time frame ensures that individuals have reasonable access to information concerning decisions that directly affect them, while also allowing the insurer a reasonable period to gather and provide the necessary information.