Question

A lender provides extra assistance to non-minority applicants, but does not provide the same level of assistance to similarly qualified minority applicants. This is an example of what type of discrimination?

A. Disparate impact
B. Overt disparate treatment
C. Comparative disparate treatment
D. No discrimination

Answer 1

The lender providing extra assistance to non-minority applicants while not providing the same level of assistance to similarly qualified minority applicants is an example of overt disparate treatment discrimination.

Step-by-step explanation:

The lender providing extra assistance to non-minority applicants while not providing the same level of assistance to similarly qualified minority applicants is an example of B. Overt disparate treatment discrimination. Overt disparate treatment occurs when there is intentional discrimination based on characteristics such as race, ethnicity, or gender. In this case, the lender is intentionally treating minority applicants differently, which is a clear example of overt discrimination.