Final answer:
Data accessible over the internet and not stored on a local hard drive is in the cloud. Cloud services allow for files to be stored on remote servers and accessed from any device.
Step-by-step explanation:
When data is not stored locally on a computer's hard drive but is accessible via an internet connection, the correct answer is d) In the cloud. Cloud storage services, like Microsoft's OneDrive and Goo-gle Drive, provide the ability to store files on remote servers which can be accessed from any device with an internet connection. The digital data, including documents, photos, and videos, is encoded into binary ones and zeros, allowing easy sharing and collaboration without the need for physical storage devices such as external hard drives.