Question

Which of the following is NOT a form of insurance fraud?

A. Faking a death.
B. Increasing your insurance coverage when you think a loss is likely.
C. Staging an accident.
D. Lighting a candle and leaving it next to your window curtains before leaving for work.

Answer 1

The correct answer is D. Lighting a candle and leaving it next to your window curtains before leaving for work.

Step-by-step explanation:

The correct answer is D. Lighting a candle and leaving it next to your window curtains before leaving for work. This action is not considered insurance fraud. Insurance fraud refers to intentionally deceiving or misleading an insurance company in order to gain financial benefits. Faking a death, increasing insurance coverage when a loss is likely, and staging an accident are all examples of insurance fraud.