Question

If a Building and Personal Property Form has a Causes of Loss - Basic Form attached, which damages are NOT covered by this commercial property policy?

A. Earthquake damage
B. Damage caused by striking employees
C. Smoke damage
D. Damage caused by a non-owned airplane

Answer 1

The Building and Personal Property Form with Causes of Loss - Basic Form does not cover damages caused by earthquake and a non-owned airplane. However, damages caused by striking employees and smoke are covered.

Step-by-step explanation:

The Building and Personal Property Form with Causes of Loss - Basic Form attached does not cover damages caused by earthquake (Option A) and damages caused by a non-owned airplane (Option D). Both of these damages fall outside the scope of coverage provided by this commercial property policy. However, damages caused by striking employees (Option B) and smoke (Option C) are covered under this policy.