Question

In which two parts of Medicare is enrollment generally automatic for eligible consumers who are receiving Social Security benefits, UNLESS they choose to delay their coverage?

a Parts B and D
b Parts A and D
c Parts A and B
d Parts C and D

Answer 1

Automatic enrollment in Medicare for individuals receiving Social Security benefits typically occurs for Parts A and B, unless coverage is deferred.

Step-by-step explanation:

For eligible consumers who are receiving Social Security benefits, enrollment in Medicare is generally automatic for Parts A and B, unless they choose to delay their coverage. Part A covers some hospital charges and is funded mainly through payroll deductions. Part B is optional, covering non-hospital medical expenses like physician services and outpatient visits, and requires a monthly fee. Both parts function as a form of social insurance, where regular payments secure the benefits for elderly and retirees. Therefore, the correct answer to the question is c Parts A and B.