Question

Which of the following is an advantage of a PPO compared to an HMO?

A) The premiums are lower.
B) There are more choices of specialized health care providers.
C) There are no out-of-pocket expenses.
D) No approval is needed to see a specialist.

Answer 1

A PPO has more choices of specialized health care providers compared to an HMO.

Step-by-step explanation:

An advantage of a Preferred Provider Organization (PPO) compared to a Health Maintenance Organization (HMO) is that there are more choices of specialized health care providers.

In a PPO, you can see any doctor or specialist you choose without needing a referral.

This gives you greater flexibility and access to specialized care if needed.