Final answer:
Indemnity plans charge lower rates than managed care plans.
Step-by-step explanation:
True
Although indemnity plans are less flexible than managed care plans, they do charge lower rates. Indemnity plans, also known as fee-for-service plans, allow you to choose your healthcare providers and pay for services out of pocket. While they may offer less flexibility in terms of network restrictions and pre-authorization requirements, they typically have lower monthly premiums and allow you to see any healthcare provider you prefer.