Final answer:
Errors and omissions insurance in Kentucky is mandatory for certain professional groups, serving as a protection against negligence claims.
Step-by-step explanation:
In Kentucky, errors and omissions insurance is mandatory for certain professionals such as real estate agents, insurance brokers, consultants, and financial advisers, amongst others. This type of insurance is designed to protect professionals against claims of negligence or inadequate work. The requirement serves to safeguard the interests of both the professional and the client, ensuring that there is financial recourse in case of a mistake or oversight in the services provided.