Final answer:
The accidental death benefit policy will not apply if R dies in certain situations as specified by his agent.
Step-by-step explanation:
The subject of this question is Business. The question pertains to insurance policies and their coverage. In this case, the student is asking about an accidental death benefit policy and the circumstances under which it would not apply.
In the given scenario, the accidental death benefit policy would not apply if R died in four specific situations:
- While rioting
- In an automobile accident
- In an occupational accident
- In a crash, while a passenger on a regularly scheduled airline
These are the exclusions to the accidental death benefit policy as mentioned by R's agent.