Final answer:
The eligibility and coverage for temporary disability insurance, such as SDI, depend on the specific policy and terms set by the insurance provider. Reviewing the policy's terms and conditions is essential to determine if coverage applies in a case of pneumonia.
Step-by-step explanation:
If the student is referring to short-term disability insurance (SDI), eligibility and coverage depend on the specific policy and the terms set by the insurance provider. In general, SDI is designed to provide income replacement for employees who are unable to work due to a temporary disability or illness, including pneumonia. However, the specifics of each policy can vary, and it is important to review the terms and conditions of the policy to determine if coverage applies in this particular situation.